Wellness professionals are unique. Many are entrepreneurs and do not have the retirement and insurance benefits that come with working for a large organization. As a result, finding a tax advantaged retirement vehical or the right 401(k) can be challenging. Additionally, while an executive or an accountant might still be able to work with an injury, such as a broken arm, this same injury could cause serious problems for a surgeon or physical therapist whose use of their hands are essential. Restore understands issues like these and wants to make sure our clients are equipped to live thier life as fully and financially prepared as possible.  Below is listed a quick summary of some of the services we provide.


 

Independant Professionals & Families

 

Investment & Portfolio Management

 

• Retirement Planning

• Portfolio Management

• Account Management: IRAs, SEP, SIMPLE, Roth, Solo 401(k) 

• Mutual Funds, Stocks, Fixed income securities, ETFs, Alternative Investments, REITs

• Annuities

• And More...

 

 

Wealth Protection & Insurance

 

• Insurance Planning

• Term Life Insurance

• Permanent Life Insurance: Universal Life, Variable Universal Live, Whole Life

• Disability Insurance

• Long Term Care Insurance 

• And More...

 

 


 

Group & Organizations

 

 

Retirement Plans & Benefits

 

• Qualified Retirement Plans: 401(k), SEP IRA, SIMPLE IRA, 403(b)

• Defined Benefit Plans

• Executive Bonus Plans

• Group Insurnace: Life, AD&D, Disability, Dental, Vision 

• And More...

 

 

 

Business Insurance

 

• Key Person Life and Disability Insurnace

• Buy-Sell Agreement Life and Disability Insurance

• Life insurance funded Executive Retirement Plans 

• And More...

 

 

 

 

 

 

 


Clients can work toward financial independence with approaches designed for a broad range of needs and hundreds of product choices to implement these strategies.

PRODUCTS & SERVICES*

Pie Chart

* Fee-based financial planning is offered by financial professionals who are Investment Advisory Representatives of Equitable Advisors, an investment advisor registered with the SEC.

STRATEGY IMPLEMENTATION

Fixed-Income Investments

  • Mutual Funds (income-oriented)
  • Unit Investment Trusts (income-oriented)
  • Municipal and Government Bonds
  • Money Markets
  • Certificates of Deposit

Equity Investments

  • Mutual Funds (growth-oriented)
    • Large Cap Growth/Value Funds
    • Small/Mid Cap Growth/Value Funds
    • International Equity Funds
    • Asset Allocation Funds
    • Sector Funds
      • Unit Investment Trusts (growth-oriented)
      • Publicly Traded Stocks

Individual Retirement/Education Planning

  • Traditional and Roth IRA
  • Coverdell Education Savings Account
  • 529 Plans

Investment Accounts and Advisory Programs

  • Available through Equitable Advisors's partnership with LPL Financial, clients have access to a broad array of brokerage and advisory accounts, such as the Strategic Asset Management (SAM) program, Manager Select, Personal Wealth Portfolios and Optimum Market Portfolios.

Life Insurance

  • Annual Renewable Term
  • Level Term — 10-, 15- and 20-Year
  • Whole Life
  • Universal Life
  • Variable Universal Life
  • Survivorship Variable Universal Life
  • Survivorship Universal Life

Annuities

  • Fixed (single flexible & immediate)
  • Variable Annuities (immediate & flexible payment)
  • Group Annuities (qualified retirement plans)
  • Equity Indexed Annuities

Disability & Long-Term Care Insurance

  • Individual Disability Income
  • Individual Long-Term Care

Financial Planning1

  • Non-Fee Needs Analysis
  • Personal Financial Plans
  • Focused Needs Plans
  • Personal Financial Plans with Estate Planning

Life insurance and annuities are issued by Equitable Life Insurance Company (New York, NY) and by various unaffiliated companies. Disability insurance, long-term care insurance and health insurance are underwritten by unaffiliated carriers and offered through Equitable Network, LLC, an insurance brokerage affiliate. Equitable Network conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.

1 Fee-based financial planning is offered by financial professionals who are Investment Advisory Representatives of Equitable Advisors, an investment advisor registered with the SEC.

GE-113123 (4/16)(Exp 4/18)