Newsletters

• A Financial Wellness Plan Can Help Pave the Road to Retirement

  This article outlines four elements of financial well-being and offers suggestions to strengthen financial wellness.

• All-in-One Funds: Targeting Time or Risk?

  This article discusses target-date funds and lifestyle funds, with the more common of the two based on time horizon rather than risk.

• Big Data for Smaller Players

  Read how small businesses use software services to help streamline operations, understand customers, optimize websites, and find new markets.

• Five Investment Tasks to Tackle by Year-End

  2020 market turbulence underscores the importance of reviewing an investment portfolio. These five steps could help keep it on track.

• Five Tips to Follow When Applying for a Mortgage

  Historically low interest rates have driven record homebuying. This article provides some ideas to consider when applying for a mortgage.

• Five Tips to Regain Your Retirement Savings Focus in 2021

  This article presents five steps that could help focus and enhance a retirement savings strategy in 2021.

• Four Steps to Rebuilding Your Business

  Small-business owners may need to think on their feet and visualize what a recovery might look like for their operations post COVID-19.

• Four Things Investors Should Know About Stock Splits

  If you’ve wondered what stock splits are and what effect they might have on your investment portfolio, this article covers the basics.

• Full House: Adult Children Coming Home

  If your adult children have returned to your once-empty nest, these tips might help promote a peaceful and productive living situation.

• Gift vs. Inheritance: Consider the Tax Difference

  When deciding whether to gift assets now or transfer them to heirs at death, you need to understand step-up in basis and tax consequences.

• HOT TOPIC: High-Frequency Indicators: Where to Look for Signs of Recovery

  This article discusses various high-frequency indicators economists use to monitor the pandemic’s impact and the economic recovery’s progress.

• HOT TOPIC: How COVID-19 Has Changed Consumer Behavior and the Future of Retail

  This article looks at the “new normal,” its effect on consumer behavior and the retail industry, and what that could mean for the economy.

• HOT TOPIC: Pandemic Relief Measures and Your Tax Return

  This article discusses various tax issues stemming from the two tax relief bills passed in 2020 in response to the pandemic and how they may affect you.

• HOT TOPIC: Revisiting the 4% Rule

  For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.

• HOT TOPIC: Rising Inflation: Where Will It Go from Here?

  Read about the causes of the recent inflationary trend. Does it represent a short-term phase or the start of a longer-term acceleration in prices?

• Income Investors May Find Closed-End Funds on Sale

  Do you know the differences between open-end and closed-end funds? This article compares the two.

• Money Market Funds in a Low Rate Environment

  Did you know there still may be reasons to hold money market mutual funds despite low yields? Read this article to find out more.

• New Fed Policy Suggests Low Rates for the Long Term

  The Fed now seeks to control inflation through the benchmark federal funds rate. Find out what this means for investors and consumers.

• Passive, Active, or Both?

  Passively managed index funds and actively managed funds can perform differently over different market cycles. Find out more about each.

• Portfolios Get Personal: Growing Interest in Socially Responsible Investing

  This article discusses socially responsible investments that may enable the pursuit of financial returns and make a positive global impact.

• Prepare Your Finances for the Next Emergency

  The pandemic has underscored the importance of a well-stocked emergency fund. This article offers tips for building up a cash reserve.

• Putting Your Nest Egg in Three Baskets

  Find out how understanding sequence-of-returns risk could help you develop a three-prong distribution strategy for retirement.

• Real Estate for Income and Diversification

  Are you familiar with REITs and why they can help diversify a portfolio? Read this article to learn more.

• Sequence Risk: Preparing to Retire in a Down Market

  This article offers a strategy that may help address sequence risk — the danger of poor investment performance at the outset of retirement.

• Should You Pay Off Student Loans Early or Save More for Retirement?

  Wondering whether you should pay off student loan debt today or save for the future? Here are some considerations to help make the decision.

• Social Security Spousal Benefits

  This article offers an overview of spousal benefits, which could make a big difference in funding retirement for a married couple.

• Take Advantage of Deductions for Business Investments

  A look at bonus depreciation and Section 179, plus CARES Act changes that may benefit companies that reconfigured spaces for safety reasons.

• Three Questions to Consider During Open Enrollment

  Making benefit elections for next year? This article covers three key areas that require careful consideration during open enrollment.

• Watch Out for These Financial Pitfalls in the New Year

  Financial opportunities and potential pitfalls can appear at any time. Here are common money mistakes to avoid at various stages of life.

• When You Can’t Speak for Yourself

  Discover how a living will and durable powers of attorney for health care and finances can help ensure your wishes are carried out.

• Working While Receiving Social Security Benefits

  Do you understand the Social Security retirement earnings test and how it may affect your current and future Social Security benefits?

• Your Business: Could You Benefit from a Roth Conversion in 2020?

  This article focuses on the potential short- and long-term tax ramifications of a Roth IRA conversion.

• Your Business: Minimum-Wage Laws in the Spotlight

  As more states increase the minimum wage, small businesses may start feeling the economic impact. Read this article for some coping tips.

• Your Business: Reasons to Keep Personal and Business Finances Separate

  Find out why it’s important to draw a line between business and personal finances, especially for credit, tax, and personal asset purposes.

• Your Estate: Have You Looked at These Legal Documents Lately?

  This article looks at documents that should be kept up to date, including wills, trusts, advance medical directives, and beneficiary forms.